The Finnish household tax credit: get 35 % of your cleaning back

What is kotitalousvähennys?

The household expenses credit (kotitalousvähennys) is a deduction from your Finnish income tax for work you buy into your home — cleaning, renovation or childcare. It comes straight off your taxes, not your taxable income: a €500 credit means €500 less tax to pay.

It applies to anyone who pays income tax in Finland — citizenship doesn’t matter, and renting doesn’t disqualify you. Home cleaning is one of the clearest cases: work done in your home, bought from a registered company.

How much do you get back?

• 35 % of the labour cost when you buy from a company
• Maximum €1,600 per person per year
• Deductible (own liability) of €150 per person per year

Always check the current figures at vero.fi — they can change yearly. Good news: a cleaning service’s price is practically all labour, so the whole receipt counts.

Example: 60 m² apartment, cleaned every two weeks

Cleaning 3 h × €49/h	€147 / visit
Cleanings per year (26 visits)	€3,822
Credit 35 %	€1,337.70
− deductible	−€150
Tax benefit per year	approx. €1,188
Real price per cleaning	approx. €101

How to claim it in OmaVero (MyTax)

• 1. Keep your receipts. Our invoices itemise the labour share exactly the way the tax office wants it.
• 2. Log in to OmaVero (vero.fi) with your bank credentials.
• 3. Find “Tax credit for household expenses”. You can report costs during the year (updates your tax card) or in the spring tax return.
• 4. Enter the company’s business ID and the amount you paid. Our business ID is on every invoice.
• 5. Done. If you updated your tax card, the benefit shows in your salary the same year — otherwise in your tax refund.

Two tips to maximise the benefit

Split invoices with your spouse. The credit is personal: each of you has your own €1,600 cap and €150 deductible, so splitting the bills can double the benefit.

Stack household services in the same year. The deductible is charged once per year — if you also buy window cleaning or renovation work, put them in the same calendar year.

This guide is general information, not personal tax advice. Official details: vero.fi — tax credit for household expenses.